For emerging GPs · angels · syndicate leads · accelerator IC staff writing their own deal memos — allocate to funds instead? This structures the memos your GPs write, not your diligence on them → multi-seat

About to write a check? You need a memo — and you don't have one.

What you get: a fill-in-the-blank template that turns a blank page into a finished investment memo — the written case for why you're doing a deal and what it could return — plus a scoring tool to screen deals and a spreadsheet that gets the return math right. Why you need one: an IC memo is the document you hand a co-investor or syndicate backer to get them to wire before the round closes, and the record you look back on to see why you said yes. Whether you're a solo angel writing your first $25k check, a syndicate lead recruiting SPV commitments, or a GP whose LP just said "send me your memo," this is the version you fill in — no finance degree required to use it. What it does: it structures your own judgment so you can defend the call to a co-investor, an LP, or yourself. What it won't do: it won't tell you to buy or pass on a specific deal — that call stays yours.

Here's the hole every copied template has: you'd say "5% at exit," but what you actually keep is far less — after the company raises more rounds your slice shrinks (that's dilution), and at a sale the investors who get paid before you take their cut first (that's the preference stack). Skip that math and you'd freeze the moment someone asks. Enter at 5% and two rounds later you own 3.28% — and at a modest sale that stake can be a loss. That percentage is the same whether you wrote a $25k angel check or a $1M fund check: dilution and the preference stack are ratios, so they bite identically at every size. This kit is the memo, the screening scorecard, and the cap-table / return model that get that one number right. Run your own check size free, right here, before you buy.

How ordering works: ordering is concierge, not a vending machine. You pick a tier and leave your email; the practitioner who built the kit sends your card-checkout link within 1 business day (often same day), and the download unlocks the moment you pay. Every buyer gets a real person, not a bot — and a 14-day refund. See the full ordering flow ↓

Built by someone who wrote the actual IC memos deals are decided on — the full written case an investment committee reads before it commits capital, across sectors and including declines — plus VC fund-formation work inside a government innovation fund and taking a deep-tech company through a full exchange listing end to end, where peer valuation and diligence were the day job. To be straight about what this is and isn't: it's a rigor-and-formatting tool built on that hands-on memo-and-diligence work, not a personal fund-returns track record — so judge it by the free sample and the live tools, which are yours to inspect before you pay a cent.

Instant return-model estimate

See the gap between a copied memo's number and one that survives the cap-table. No signup. It's set to a $55k angel check by default — slide right for fund-scale checks up to $3M. To keep this a single slider, it assumes a typical ownership % for the stage you pick (shown below). The full kit lets you type your own ownership and post-money — the math is the same at every check size.

$25k$3M

New to this? Here's the whole point in one line: the easy way to guess your payout — "I own X%, so I get X% of the sale" — is almost always too high, because the company raises more money after you (shrinking your slice) and other investors get paid before you at a sale. The left number is that easy-but-wrong guess; the right number is what actually lands in your account. Same deal, two very different truths.

Easy guess (usually too high)
$550k
10.0× gross · ignores dilution + preference
What you actually keep
$162k
3.0× net · after the waterfall
Slide the inputs to see the gap.

Want the step-by-step arithmetic behind these two numbers — the exact dilution and preference lines? See the worked waterfall table →

How it works

Blank page to a memo your IC will actually read — three moves.

1

Screen the deal

Run the deal through the scorecard below. Five dimensions, weights that move with the stage, and a red-flag checklist where a cap-table, IP, or founder problem caps the score no matter how good the rest looks. You walk away with a number you can defend, not a gut call.

2

Write the memo

Fill in the eight sections. Each one carries the questions an IC will actually ask and the single mistake that sinks it. Three worked memos — one of them a reasoned PASS — show you what a good one reads like before you write your own.

3

Reconcile the math

Drop your numbers into the cap-table sheet: dilution round by round, and an exit waterfall that survives a liquidation-preference stack. It gives you your MOIC (multiple on invested capital — how many times your money comes back, so 8× means $8 out for every $1 in) and IRR (the annualised return rate). This is the number copied templates get wrong. Here it ties out, and you can show your work to an LP.

How the kit compares

IC Memo Kit Free / DIY template Copying another fund's memo Fractional CFO / fund consultant
Price $99–$349 one-time $0 $0 (but you don't have one) $300–$600/hr · $5k–$25k engagement
Turnaround Request now · delivered within 1 business day Instant Depends on who'll share theirs Days to weeks
Cap-table / preference-stack math Reconciled model included Usually missing Their deal, not yours Yes — at hourly cost
Stage-weighted screening Deterministic engine Static checklist Not portable Varies by consultant
Worked PASS example Yes — a reasoned decline No Rarely shared Not a deliverable
Yours forever Yes · free updates Yes N/A Re-engage each time

Consultant and fractional-CFO price ranges are typical published market rates for early-stage advisory work, shown for comparison — not a quote.

What you get

Eight worked sections. One model that ties out.

These are real pages from the 64-page worked memo — Halden Thermal, a fictional deep-tech deal. Every number on them comes out of the engine, not a copywriter. Scroll across →

Writing a $25k–$100k angel or SPV check, not a fund check? The sample is deliberately fund-scale ($1M check, $25M fund) so it can show every table at once. You use the same screening scorecard and the same cap-table waterfall — you just skip the three fund-construction rows (§6 p39–40) that only matter when you're building a portfolio. See exactly which rows to skip ↓

But you're buying the blank doc — here's what a section looks like empty

The Halden memo above proves the method on a filled-in deal. What you actually download is the editable template — a Google Doc + Word file with the prompts and the one mistake to avoid built into each section, and blank space for your own writing. This is Section 1 of that empty template, verbatim, before anyone types a word:

§1 · Target Overview & Thesis Section 1 of 8 · fill-in template

Job: state what the company does and the one-sentence reason you'd write the check — before any detail.

Answer these

• In one sentence a stranger understands: what does the company sell, to whom, for what?

Write your answer here…

• Round mechanics: stage, amount, instrument (SAFE / priced), pre/post, your proposed check.

Write your answer here…

• The thesis: "We invest because ______, and this returns the fund (or my check) if ______."

Write your answer here…

• What has to be true for this to be a fund-returner? Name it now — the rest of the memo tests it.

Write your answer here…
The one mistake that sinks this section: burying the thesis. If a partner can't restate it after your first paragraph, the memo has already failed.

And here's a second one — the risks section — blank, so you can see the shape isn't identical section to section:

§7 · Risks & Red Flags Section 7 of 8 · fill-in template

Job: name the three to five things that would make this a loss — before someone on the IC names them for you.

Answer these

• The top risks, most-fatal first: what could kill the return, and how likely is each?

Write your answer here…

• For each: what would you need to see to retire it, or what condition on the deal contains it?

Write your answer here…

• Any fatal-class flags (cap-table, IP, founder)? If so, the score is capped until it clears — say so here.

Write your answer here…
The one mistake that sinks this section: listing generic risks ("market timing," "competition") instead of the two or three that are specific to this deal. A reader spots a copy-paste risk list instantly.

All eight sections ship this way — prompt questions plus the killer, then blank space you fill. See every section's prompts and killers spelled out in the guide, free.

Your inputs → your report

You type in your deal. The tables rebuild themselves around your numbers.

To be clear about the split: the spreadsheet does the recalculating — you type your figures and every table below regenerates itself. The memo prose you still write, guided by the template's prompts (that's the part judgment can't automate). Here's the exact mapping from the sample memo: the fictional Halden inputs on the left, the page each one drives on the right. Put your own deal in and the same engine regenerates every table with your figures. Click a page badge to jump straight to it in the sample.

You enter — the round
Check $1.0M · Post-money $20M
from the intake form
Your report shows
Entry ownership 5.0%, checked against your fund's ownership floor §1 · p7
You enter — the market
48,000 reachable sites · 3% penetration · $1.4M ACV
Your report shows
A bottom-up SOM ≈ $2.0B that corrects the founder's "$400B TAM" — with a sensitivity table §2 · p12
You enter — five ratings + red flags
Team 4 · Market 4 · Product 3 · Traction 3 · Terms 4 · IP-not-assigned
Your report shows
A stage-weighted 73/100 "Promising" score, with the fatal flag capping the call at "Pass" until cleared §4/§7 · p4, p44
You enter — the cap table
5% entry · dilution −20%, −18% · exits $50M/$250M/$800M · $40M pref
Your report shows
Your 3.28% diluted stake and the reconciled waterfall: 0.33× / 8.2× / 26.2× MOIC — the number a copied memo gets wrong §6 · p35–38
You enter — your fund
$25M fund · 22 positions · 40% reserves · 5% target
Your report shows
Construction checks — avg check $681,818, this check 1.47× avg, 4.0% of fund, fund-returner exit $500M §6 · p39–40

Every figure above comes from the same deterministic engine you can run free below — not an LLM guess. Same inputs, same numbers, every time, and each one checks out by hand. Halden Thermal is fictional; the numbers are there to show the method.

Writing your own $25k–$100k angel check? The same three moves apply.

The Halden example is fund-scale ($1M check, $25M fund) because it shows every table at once — but nothing here needs LPs, a fund floor, or 22 positions. As a solo angel or syndicate lead you use the same screening scorecard and the same cap-table waterfall; you just skip the fund-construction rows (§6 p39–40) that only matter when you're building a portfolio. Drop your real check size — even $25k or $50k — into the calculator at the top of the page and the exact same math runs: your entry %, your dilution, your preference stack, your number to defend. The dollar gap between a copied memo and a reconciled one is smaller at $50k than at $1M, but it's the difference between an 8× and a loss on the same deal — which is exactly the call you're making.

Try it free — no email required to see your score

The deal-screening scorecard, live.

Rate a real deal on five dimensions. The weighting shifts with the stage — a pre-seed can't be scored on traction it doesn't have yet. This is the same engine that ships in the kit, and your score updates as you go.

Red-flag checklist

Rate the five dimensions to see the stage-weighted score.

Want a keepable copy plus a 1-page IC-memo cheat-sheet? Send yourself this scorecard — a real person emails it back (usually same business day).

Educational analysis — not investment, legal, or tax advice. You supply every rating; the tool only makes your judgment explicit and comparable across deals.

Pricing

One flat fee. Yours forever. No success fees, ever.

Free scorecard

$0

Screen a deal right now.

  • Stage-weighted scorecard, live on this page
  • Red-flag checklist with fatal-item logic
  • Instant estimate — no signup to see your score
  • Email yourself a keepable copy
Run the scorecard
Most popular IC Memo Kit

$149 $99 intro

The complete downloadable kit.

  • 8-section IC memo template — an editable Google Doc + Word file you fill in
  • Three fully-worked sample memos (incl. a PASS)
  • Stage-weighted scorecard + red-flag checklist
  • Cap-table / exit-return & portfolio model — a live Google Sheet / Excel workbook with the dilution, preference and MOIC formulas pre-built, so it recalculates the moment you type in your own deal
  • Delivered within 1 business day · free lifetime updates
Request the kit
Kit + session

$349

Kit plus a 45-min walkthrough.

  • Everything in the kit
  • 45-min live template-application session
  • We structure the memo & scorecard with you
  • Template-application coaching — not investment advice
Get kit + session

Ordering is concierge — you leave your email and get a card-checkout link back within 1 business day, then the download on payment. Payment runs through a merchant-of-record (Gumroad / Lemon Squeezy) that collects any VAT/sales tax and issues your receipt.

Allocators & teams — multi-seat for your portfolio GPs

If you back funds and want the managers you allocate to writing sharper, more reconcilable memos, the kit is a clean thing to put in their hands. Multi-seat licences are volume-tiered off the $99 single price: $79/seat at 5+ seats and $59/seat at 20+, one master file with a per-seat download, paid by invoice or bank wire. Email inha.journey@gmail.com with a seat count and you'll get a formal quote and the licence terms within 1 business day.

What's a right memo worth on your kind of deal?

Illustrative, not a claim about your deal or a promise of returns. These are the same fictional Halden preference-stack gap, rescaled to each check size — the dollars a reconciled memo catches per position that a copied one misses, using the identical waterfall as the calculator above. Your own inputs drive the only number that matters to you; run the calculator to get it.

You are…Typical checkStageIllustrative gap a reconciled memo catches / position* (not a claim about your deal or a return)
Angel / syndicate lead$25k–$100kPre-seed~$200k–$800k of misjudged proceeds
Solo GP, first fund$150k–$500kSeed~$1.0M–$3.5M of misjudged proceeds
Emerging fund lead$500k–$1.5MSeed / A~$3.5M–$11M of misjudged proceeds
Accelerator / IC staff$50k–$250kPre-seed / Seed~$350k–$2.0M × many deals/yr

*The gap between a memo that ignores dilution + the liquidation-preference stack and one that reconciles them, at a base-case exit. Your inputs drive the real number — run the calculator at the top of the page.

Why trust the methodology

Real operator experience. Public method. No borrowed numbers.

Judge this kit on the free sample memo and the live tools, not on a résumé. For context on where the method comes from: this is operator experience — corporate-development and IR work on live capital raises and diligence — not a fund track record, and nothing here is a claim about investment returns.

Wrote real IC memos — and sat on the other side

Full investment memos across sectors, declines included, plus fund-formation work — and, working the raise side, I sat across the table from the check-writers reading them. So the kit is built from both angles: what a memo has to contain, and what makes a reader trust it or bin it.

Ran fund-formation work

Fund-formation work inside a government innovation fund — charters, LP terms, portfolio-triage frameworks. I've done the construction math on live money, not just read about it.

Took a company through a listing

I worked a deep-tech company through a full exchange listing process end to end — where peer-group valuation and diligence checklists were the day job. That hands-on diligence work is why the cap-table waterfall in here actually ties out, line by line.

📐
Public methodology

Structure re-derived from public a16z / YC / NVCA-style memo norms and DART/EDGAR-style disclosure discipline.

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14-day refund

If the kit isn't what this page promised, reply to your receipt within 14 days for a full refund on the download.

Replies in 1 business day

Email inha.journey@gmail.com — a real person answers within one business day.

🔒
No fabricated proof — try before you trust

This is a new kit, so there are no testimonials or user counts, and we won't invent them. Instead, everything that would normally require trust is free to inspect first: the full 64-page sample memo, both live tools, and the exact engine math. If it still isn't what this page promised, the 14-day refund makes buying reversible. You verify the work, not our word.

Questions

FAQ

Free templates exist — why pay for this?

The free ones are one-page outlines. No worked example, no stage-weighted scoring, and no cap-table math — which is the exact part they get wrong. As the calculator up top shows, a memo that skips the preference stack can be off on a single position by six or seven figures. Get that one number right on one deal and the kit has paid for itself many times over. Run the estimate and the scorecard free first, then decide.

Will this hold up in front of an LP or a partner?

Yes, because nothing hides. The scorecard is deterministic — fixed rules produce the score and the recommendation band, not an LLM — so you can walk anyone through how a number was made. The waterfall reconciles line by line (base-case proceeds = exit × diluted %, MOIC = proceeds ÷ check, IRR = MOIC^(1/years) − 1). Every weight and assumption is written down, and you can change any of them.

Will a real IC or partnership recognize this format?

The eight sections track what institutional memos actually cover — overview and thesis, market, product, team, valuation, returns, risks, recommendation. I re-derived the structure from public a16z / YC / NVCA-style frameworks, not some proprietary house style, so anyone who's sat on an IC will read it as familiar.

Who is this for, and who is it not for?

It's for emerging GPs, solo capitalists, angel-syndicate leads, scouts, and accelerator IC staff who need to hand a check-writer or an LP a written thesis on a startup that survives questions. It structures your judgment; it never renders a verdict on a security. It is not for LPs or fund-of-funds allocators evaluating GPs — this is a single-user tool for writing your own deal memo, not a diligence checklist for benchmarking managers you'd allocate to. And it won't tell you to buy or pass on a specific company. If you're on the allocator side of the table, this kit is the wrong tool for your own diligence — but there's a clear path that does fit you: hand it to the emerging managers you back so they write sharper, more reconcilable memos. That's a multi-seat licence ($79/seat at 5+, $59/seat at 20+), invoice or wire — see the multi-seat box in pricing or email inha.journey@gmail.com.

How fast do I get it?

Ordering is concierge: you leave your email, and the person who built the kit sends your card-checkout link within one business day (often same day). Once you pay, the download is delivered immediately and it's yours to keep. If you add the $349 session, we book it by email after you buy. If you need the file within the hour, this flow can't do that yet — but every buyer gets a real reply, not a bot.

Why this price, and how do I pay?

One flat fee ($99–$349), versus the $300–$600/hr a fractional CFO or fund consultant charges for the same reconciled math. You leave your email and get back a card-checkout link from a hosted merchant-of-record (Gumroad / Lemon Squeezy) that handles global VAT/sales tax and sends your receipt. Teams can pay by invoice or bank wire.

Educational analysis — not investment, legal, or tax advice. This kit and its tools are structured templates for making your own investment judgment explicit; they do not recommend any security and are not a solicitation. The calculator uses labelled modelling assumptions you can change — its figures are illustrative, not forecasts. Nothing here creates an advisory relationship. All sample companies are fictional. Flat fee only; no success fees; no securities brokerage.